Dollar-Cost Averaging (DCA) is when investments are made in regular chunks - like fornightly, monthly or quarterly.

This incremental investing strategy is renown for being the best way for everyday investors to invest.

Why so?

By investing a set dollar amount every fornight/month/quarter, you buy more shares when the market is low and less when the market is high.

This results in a lower average cost of your investments which means you get above-market returns without trying to time the market - and there are very few people who can do that consistently!

Below is an illustration of how this works using a $417/month (!) investment.

Dollar-cost averaging can be broadly applied to any single asset or portfolio of assets with sufficient liquidity, which makes investing in a portfolio of shares, particularly ETFs and/or LICs, a perfect fit.

Dollar-cost averaging also has massive mental benefits. It completely eliminates the need to time the market. Or even bother watching it. So you can say goodbye to that stress and hello to heaps more time to do the things you love.

With Pearler, getting started dollar-cost averaging is super easy - simply turn on Autoinvest, and let us do the work for you!